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Business Banking
Business Banking That Works For You
- Free Checking - Business Account
- Business Money Market Account
- Business NOW Account
- Additional Fees and Services
- Safe Deposit Boxes
- Fee Disclaimer
Free Checking - Business Account
Minimum opening deposit of $100 is required to open the account. There is no minimum balance required and no monthly maintenance fee. Monthly statements are mailed to customer.
Check orders are the customer's expense.
Additional fees may apply. See additional fees and services.
Business Money Market
Minimum opening deposit of $1,000 is required to open the account. Interest is paid on balances of $2,500 and over.* If average balance falls below $2,500, this account is subject to a service fee of $13.00. If there are more than 6 debits during the statement cycle this account is subject to a $4.00 excessive withdrawal fee per occurrence.
Monthly statements are mailed to customer. Blue wallet style check books are free.
Additional fees may apply. See additional fees and services.
*For rate and APY, ask for our current rate sheet.
Business NOW Account
Minimum opening deposit of $1,000 is required to open the account. Interest is paid on balances of $2,500 and over.* If average balance falls below $1,000, this account is subject to a service fee of $15.00 plus .30 per debit. Monthly statements are mailed to customer.
Certain sole proprietorships and non-profit organizations that meet federal guidelines are eligible for this account.
Checks are customer's expense.
Additional fees may apply. See additional fees and services.
*For rate and APY, ask for our current rate sheet.
Additional Fees and Services
| Account Reconcilement - per hour (Minimum 1 Hour) | $25.00 |
| Research - per hour (Minimum 1 Hour) | $25.00 |
| Balance Inquiries | $1.00 |
| Levies and Garnishments | $150.00 |
| Special Statements | $5.00 |
| Telephone Transfers | $5.00 |
| Dormant Account Fees (Per Month, After No Activity For 12 Months) | $10.00 |
| Accounts Closing (Opened Less Than 90 Days) | $25.00 |
| Copies of Checks Or Statements (Per Statement Or Item) | $5.00 |
| Return Item Fee (Per Check) | $3.00 |
| NSF Fee (Per Check) | $30.00 |
| Overdraft Fee (Per Check) | $30.00 |
| Continuous Overdraft Fee, Daily | $4.00 after 4th business day |
| Stop Payment Fee | $30.00 |
| Statements On CD (Per Month) | $25.00 |
Night Drop Bags
| Zipper Bag | $5.00 |
| Zipper Bag With Lock | $20.00 |
Domestic Wire Transfers
| Outgoing Wire (Customer) | $25.00 |
| Incoming Wires (Customer) | $10.00 |
| Outgoing Wires (Non Customer) | $25.00 |
| Incoming Wires (Non Customer) | $25.00 |
International Wire Transfers
| Incoming Wires (Customer) | $10.00 |
| Incoming Wires (Non Customer) | $25.00 |
| Outgoing Wire (Customer) | $75.00 |
Other Miscellaneous Services
| Check Cashing (Non Customer) | $1.00 per hundred - $5.00 minimum |
| Series H Bonds | $15.00 |
| Envelope Collection (Per Envelope) | $10.00 |
| Fax (1st Page) | $5.00 |
| Additional Faxed Pages | $1.00 |
| Official Checks | $5.00 |
| Money Orders | $5.00 |
| Travelers Cheques (Per Hundred) | $2.00 |
| Replacement ATM Card | $5.00 |
| Counter Checks (Per Check) | $0.25 |
Safe Deposit Boxes
| 3 x 5 Annual Fee | $30.00 |
| 5 x 5 Annual Fee | $35.00 |
| 3 x 10 Annual Fee | $40.00 |
| 5 x 10 Annual Fee | $45.00 |
| 10 x 10 Annual Fee | $55.00 |
| One Time Key Deposit | $5.00 |
| Lost Key | Bank's cost + $10.00 |
| Box Drilling (Both Keys Lost) | Bank's cost + $25.00 |
Contents of Safe Deposit Boxes are not FDIC Insured.
Fee Disclaimer
Fees described become effective January 31, 2010. Except as otherwise provided by law and consumer banking regulation, all fees described herein are subject to change at any time without prior notification. This informational does NOT provide you with any specific legal rights. Any information describing fees and account terms are solely for marketing and informational purposes only. Terms and fees described are representative of the contractual terms of deposit accounts opened and available at this bank. Actual account terms and conditions for an account you wish to open may vary according to specific terms contained in each account contract at the time you open an account, and as lawfully amended thereafter.